Lumiotech

Trust and security

Where we store your company’s data, who can see it, and how to report a problem. This page is the short version; our policies are the full one.

Data
Stored in India
Runs
Our cloud, your cloud, on-premise or air-gapped

Where your data is stored

  • On the Lumiotech cloud, your data is stored in India.
  • lumioCapital and lumioWhisper can run in your private cloud or on-premise instead, so records never leave your infrastructure.
  • lumioWhisper can also run air-gapped, with no internet connection, answering from the sources you load.

Who can see what

  • Access is set by role. Founders, directors, company secretaries, auditors and recruiters see only the sections their role allows.
  • lumioWhisper reads lumioCapital records only after the workspace owner approves the connection, and that access is read-only.
  • Inside Lumiotech, access to customer data follows least privilege, is reviewed regularly and is logged.
lumioCapital team access settings: which sections a company secretary, chartered accountant, director and viewer can view or edit
Team access in lumioCapital: what each role can view or edit, section by section.

How AI features use your data

  • lumioWhisper cites the statute, circular, page or record behind each claim, so every answer can be checked.
  • Questions and answers are kept in an audit trail.
  • Saved memory can be reviewed or removed in settings, and zero-data-retention options are available for regulated teams.
lumioWhisper account and data settings: verified email, two-factor authentication, read-only lumioCapital connection, saved memories and chat history
Account and data settings in lumioWhisper: two-factor sign-in, the read-only lumioCapital connection, saved memories and chat history.

How data is protected

  • Data is encrypted in transit with TLS 1.3 and at rest with AES-256.
  • Accounts are protected with multi-factor authentication, session timeouts and login monitoring.
  • Security logs are kept for 180 days, as CERT-In’s April 2022 directions require.

If something goes wrong

  • Reportable cybersecurity incidents are reported to CERT-In within six hours.
  • Affected customers are told what happened and what we are doing about it.
  • Every incident ends with a review and tracked fixes.

Reporting a vulnerability

  • Email security@lumiotech.io with what you found and how to reproduce it.
  • Please give us reasonable time to fix the issue before telling anyone else about it.
  • Our contact details are also published in security.txt.

Policies

The full terms. Questions about any of them go to legal@lumiotech.io.

Questions about security

Ask us about our security practices or a private deployment. We reply within one to two business days.